SANTANDERGLOBAL BANKS 55-55 MEMORY INCOME AUTOCALL

INVESTMENT DESCRIPTION

CURRENCY USD

STRIKE DATE 22/10/2025

ISIN XS3149208210

COUNTERPARTY Santander

TYPE Note

RETURN & BARRIERS
Maximum Term: 3.5 Years
Investment Structure: Memory Income Autocall
Autocall Opportunities: Quarterly (First Observation at 12 months)
Autocall Trigger: 95% of initial level
Memory Income Rate: USD: 3.675% Quarterly (14.70% p.a.)
Income Trigger: 55% of initial level
Capital Risk: Not capital protected
Capital Protection Barrier: 55% Final level (European style)

MATURITY DATE
22/10/2026

FINAL MATURITY DATE
30/04/2029